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The Sparkassen-Finanzgruppe is the largest financial group in Europe and the market leader in Germany. In addition to the Sparkassen, it comprises regional banks (Landesbanken), regional building societies, insurance companies and numerous other financial service providers. The Sparkassen are organized in associations - the umbrella association is the Deutsche Sparkassen- and Giroverband (DSGV – German Sparkassen Banks Association). DSGV represents the interests of the Sparkassen Group and is responsible for its strategic direction.
The Sparkassen-Finanzgruppe founded the German Sparkassenstiftung for International Cooperation in 1992, thus extending the social mandate of the Sparkassen to developing countries and emerging economies, too.