A New Chapter in Empowering Professionals and Entrepreneurs

At DSIK (German Sparkassenstiftung for International Cooperation), we are proud to support innovative, inclusive solutions that foster financial literacy, career growth, and entrepreneurial success. In collaboration with our trusted partner ThitsaWorks, we launched the Money Management Academy (MMA)—a digital platform that has empowered learners worldwide with essential financial and digital skills since 2022.

Now, we are thrilled to support the next phase of this journey: BetterNext.

BetterNext is the evolution of MMA—an enhanced platform designed to meet the dynamic needs of today’s young professionals and entrepreneurs across Southeast Asia and beyond. This transformation reflects our shared commitment to delivering:

• Enhanced Learning Experiences with market-relevant, engaging content
• Comprehensive Career Support to navigate today’s professional challenges
• Entrepreneurship Development through practical, actionable courses
• Future-Ready Skills for a rapidly changing world
• Community-Driven Growth that fosters collaboration and networking

This transition is more than a name change—it’s a renewed promise to equip individuals with the tools, knowledge, and support they need to thrive in their careers and ventures.

We invite you to join us on this exciting journey. Follow BetterNext for updates, insights, and opportunities to grow with a vibrant community of learners and leaders.

Website: www.moneymanagement.academy (soon to be www.betternext.io)
Facebook: HelloBetterNext

Together with ThitsaWorks, we’re building a better next—one empowered learner at a time.

Building a Sustainable Future Through Effective ESG Strategy (English)

This comprehensive course offers a deep dive into Environmental, Social, and Governance (ESG) principles and how they shape sustainable business and investment practices. With 101 in-depth lessons, learners will explore ESG frameworks, reporting standards, risk management, and the integration of ESG into corporate and financial strategies.

Ideal for professionals, investors, and decision-makers, this course equips you with the tools to drive responsible growth and align your work with global sustainability goals.

Course Highlights:

• ESG fundamentals and global standards
• Integrating ESG into business and finance
• Risk assessment and sustainability reporting
• Certificate upon completion

Click here to join the course!

Introduction to SME Lending (English)

This course provides a comprehensive introduction to the principles and practices of lending to small and medium-sized enterprises (SMEs). Through 59 structured lessons, learners will gain insights into the SME sector, understand the unique risks and opportunities it presents, and explore the fundamentals of credit assessment and loan structuring.

Designed for aspiring loan officers, financial professionals, and anyone interested in SME finance, this course builds the essential knowledge needed to support small business growth through responsible lending.

Course Features:

• Overview of SME lending frameworks
• Risk analysis and credit evaluation techniques
• Practical tools for loan officers
• Certificate upon completion

Click here to join the course!

Qualitative Financial Analysis in SME Lending (English)

This course dives into the qualitative aspects of financial analysis essential for effective SME lending. Through 45 in-depth lessons, learners will explore how to assess the character, capacity, and conditions of small business borrowers—beyond just the financial statements.

Ideal for loan officers, credit analysts, and finance professionals, this course equips you with the tools to evaluate business models, management quality, and market dynamics—critical components in making sound lending decisions.

Course Highlights:

• Key qualitative factors in SME credit assessment
• Business model and management evaluation
• Industry and market analysis techniques
• Certificate upon completion

Click here to join the course!

Marketing Management for Financial Institution Managers (English)

This course is designed to equip managers in financial institutions with the tools and strategies needed to effectively market financial products and services. Through 27 focused lessons, learners will explore customer segmentation, branding, digital marketing, and customer relationship management—all tailored to the financial services sector.

Ideal for mid-level managers and marketing professionals, this course helps you develop a customer-centric approach to drive growth, improve outreach, and enhance institutional visibility.

Course Highlights:

• Core marketing principles for financial institutions
• Customer behavior and segmentation strategies
• Branding, promotion, and digital outreach
• Certificate upon completion

Click here to join the course!

Key Figure Management for Financial Institution Managers (English)

This course equips financial institution managers with the skills to interpret and manage key performance indicators (KPIs) critical to institutional success. Through 27 focused lessons, learners will explore how to analyze financial and operational data, set performance targets, and use key figures to drive strategic planning and decision-making.

Ideal for mid- to senior-level managers, this course helps you transform data into actionable insights that enhance efficiency, profitability, and long-term sustainability.

Course Highlights:

• Understanding and applying key financial ratios
• Performance monitoring and reporting
• Data-driven decision-making for financial institutions
• Certificate upon completion

Click here to join this course!

BoD Management for Financial Institution Managers (English)

This course is designed to help financial institution managers understand the roles, responsibilities, and strategic importance of working with a Board of Directors. Through 27 focused lessons, learners will explore governance structures, board dynamics, and best practices for effective communication and collaboration with board members.

Ideal for senior managers and executives, this course enhances your ability to align institutional goals with board oversight and drive long-term success through sound governance.

Course Highlights:

• Understanding board roles and governance frameworks
• Effective board communication and reporting
• Strategic alignment and accountability
• Certificate upon completion

Click here to join this course!

Money Management (English)

This beginner-friendly course offers a practical introduction to managing personal finances. Through 20 engaging lessons, learners will discover how to budget effectively, track expenses, set financial goals, and make informed money decisions.

Ideal for students, young professionals, and anyone looking to improve their financial habits, this course lays the foundation for long-term financial well-being.

Course Highlights:

• Basics of budgeting and expense tracking
• Setting and achieving financial goals
• Smart spending and saving habits
• Certificate upon completion

Click here to join the course!

Sustainable Finance (English)

This course introduces the principles and practices of sustainable finance, equipping learners with the knowledge to align financial decision-making with environmental, social, and governance (ESG) goals. Through 53 engaging lessons, participants will explore how finance can drive positive change, support responsible investment, and contribute to long-term sustainability.

Ideal for professionals, students, and entrepreneurs, this course empowers you to integrate ESG strategies into your work and make informed, impact-driven financial choices.

Course Highlights:

• Foundations of sustainable finance and ESG
• Practical tools for responsible investing
• Real-world case studies and applications
• Certificate upon completion

Click here to join the course!

HR Management for Financial Institution Managers (English)

This course provides financial institution managers with essential knowledge and tools to effectively manage human capital. Through 27 targeted lessons, learners will explore key HR functions including recruitment, performance management, employee development, and organizational culture—tailored specifically for the financial services sector.

Designed for current and aspiring managers, this course helps you foster a motivated, high-performing workforce that drives institutional growth and resilience.

Course Highlights:

• Strategic HR planning and talent acquisition
• Performance evaluation and staff development
• Leadership and organizational behavior
• Certificate upon completion

Click here to join the course!

Strategic Management for Financial Institution Managers (English)

This course empowers financial institution managers with the strategic thinking and planning skills needed to navigate complex business environments. Through 27 comprehensive lessons, learners will explore frameworks for setting long-term goals, aligning organizational resources, and driving sustainable growth.

Tailored for senior managers and decision-makers, this course provides the tools to craft and implement effective strategies that respond to market dynamics and institutional priorities.

Course Highlights:

• Strategic planning and execution
• Competitive analysis and positioning
• Organizational alignment and leadership
• Certificate upon completion

Click here to join this course!

Savings (English)

This course introduces the fundamentals of saving money and managing personal finances effectively. Through 20 easy-to-follow lessons, learners will explore the importance of saving, how to set financial goals, and practical strategies to build and maintain healthy saving habits.

Perfect for individuals at any stage of their financial journey, this course empowers you to take control of your finances and plan for a more secure future.

Course Highlights:

• Why saving matters and how to start
• Setting realistic financial goals
• Budgeting and saving strategies
• Certificate upon completion

Click here to join the course!

Debt Management (English)

This course provides practical guidance on understanding, managing, and reducing personal debt. Through 20 accessible lessons, learners will explore different types of debt, how interest works, and strategies for repayment and long-term financial stability.

Ideal for individuals facing debt challenges or looking to improve their financial health, this course empowers you to make informed decisions and build a debt-free future.

Course Highlights:

• Understanding loans, credit cards, and interest
• Debt repayment strategies and budgeting
• Avoiding debt traps and rebuilding credit
• Certificate upon completion

Click here to join the course!

Cryptocurrency Fundamental (English)

This course offers a beginner-friendly introduction to the world of cryptocurrency. Through 20 clear and engaging lessons, learners will explore what cryptocurrencies are, how they work, and how to use them safely and responsibly.

Perfect for curious individuals, students, and professionals, this course helps you understand the basics of blockchain, wallets, transactions, and the risks and opportunities in the crypto space.

Course Highlights:

• What is cryptocurrency and how does it work?
• Introduction to blockchain technology
• Using crypto wallets and making transactions
• Risks, security, and responsible usage
• Certificate upon completion

Click here to join the course!